Who we are
Amshar Microfinance exists to bring dependable financial services closer to the people, traders and small businesses that power everyday life in Tanzania.
Built around the communities we serve
Amshar Microfinance is a non-bank financial institution dedicated to transforming lives through inclusive finance. We focus on bridging the financial gap for individuals and small enterprises who are excluded from traditional banking services.
Since our founding, we have focused on building strong relationships with our clients — offering not just loans, but guidance, education, and long-term support to ensure success.
Our Objectives
Objectives of Amshar Microfinance Company Limited
ExpandFinancial Inclusion:
To provide accessible and affordable financial services to individuals, micro-entrepreneurs, and small businesses—particularly those excluded from traditional banking systems.
Empower Women and Youth
To promote gender equality and youth empowerment by offering targeted financial products and training that enable women and young entrepreneurs to start and grow sustainable businesses.
Support Rural and Urban Entrepreneurs:
To bridge the financial gap between rural and urban communities by offering tailored loan products that boost agriculture, trade, and small-scale industries.
Promote Financial Literacy
To provide continuous financial education and business management training that helps clients make informed decisions and achieve long-term financial stability.
Ensure Sustainable Growth
To achieve institutional and financial sustainability by maintaining efficient operations, minimizing risks, and fostering responsible lending practices.
Leverage Technology for Efficiency
To adopt digital financial solutions that improve accessibility, streamline loan processing, and enhance customer experience.
Foster Community Development
To contribute to poverty reduction and social progress by enabling clients to increase their income, create employment, and improve living standards in their communities.
Build Strategic Partnerships
To collaborate with local and international organizations, development partners, and government institutions to expand outreach and impact.
What we stand for
The values behind every decision
1. Integrity
Clear terms, honest advice, and decisions we can stand behind.
2. Community
We grow when our members grow. Their success is our purpose.
3. Accessibility
Finance that’s simple to reach and simple to understand.
Our Mission
To empower low-income individuals and small businesses by providing accessible, affordable, and reliable financial services that promote entrepreneurship and economic growth.
Our Vission
To become Tanzania’s leading microfinance institution recognized for fostering financial inclusion and sustainable development.
Ready to take the next step?
Start an application or talk to our team about the product that’s right for you. Tuko pamoja.